ATM

National Payment Gateway (NPG)


Systems used for various payment channels that facilitate electronic transactions or non-cash transactions. With interconnection and interoperability, GPN can be easly access to all Indonesian Citizen, so they can access electronic services with secure, quality, and efficient.

GPN Background


Currently, the cultural conditions used are highly optimized and optimized as a result of interconnection and interoperability. As a solution of the need, the GPN policy will organize infrastructure, instruments, institutional arrangements, and governance, in order to realize interconnected, interoperable ecosystems and capabilities in optimal, safe, efficient and reliable transactions.

In addition, GPN is also designed to be a strategic backbone in serving or facilitating other programs such as channeling bansos nontunai, P2G, toll road electronics, other transportation modes, and national e-commerce support and improving inclusive finance.

Benefits of GPN


The benefits of GPN are to collect payments, improve, and improve national resilience.

  • Payment fee system can be shared through infrastructure, enabling service access through interconnection and interoperability and reasonable cost.

  • Able to increase the use of central bank money to reduce potential losses and increase the number of consumers.

  • National security (national security) is done through the independence of the national SP and the provision of comprehensive data and information on national retail SP transactions.

ATM Card Limit


Bank CTBC Indonesia ATM card limit for :

  • Withdrawal Transaction

    • Min. Transaction                : IDR 50,000 (fifty thousand rupiah)

    • Max. Transaction per day : IDR 15,000,000 (fifteen million rupiah)

  • Debit Transaction via EDC

    • Min. per Transaction         : IDR 10,000 (ten thousand rupiah)

    • Max. Transaction per day : IDR 10,000,000 (ten million rupiah)

  • Total limit (Withdrawal & Debit Transaction via EDC)

    • Accumulative daily limit   : IDR 25,000,000 (twenty five million rupiah)

  • Fund Transfer Transaction (Overbooking & Online Transfer)

    • Daily accumulative limit : IDR 25,000,000 (twenty five milion rupiah)

    Note:Funds Transfer Transaction Limit via ATM is different from the transfer limit on Mobile Banking